Saturday, March 21, 2009

Tips for Preventing Identity Fraud

1. Get a copy of your credit report every year from the three credit reporting agencies. make sure it is accurate and includes only activities authorized by you.
2. Cancel credit cards you don't need or use.
3. Don't give out personal information over the phone, through the mail or internet unless you initiated the contact or know who the person is.
4. Don't carry your social security card, leave it in a secure place.
5. Guard your mail and trash from theft, tear or shred credit card receipts, insurance forms, physician and bank statements before throwing them
away.
6. Deposit outgoing mail directly into post-office collection boxes or at your local post office rather than in an unsecured mail box.
7. Review credit card and bank account information as soon as they arrive to make sure there's not any unauthorized activity.
8. Call the credit-card company or bank if an account statement is late. A missing bill may mean someone called the company, and using your name,
changed the billing address to prevent you from seeing the fraudulent charges.
Use these tips to prevent having your identity stolen.

Resources: Federal Trade Commission Consumer Government

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